Richard Robinson, Ph.D., is a former college professor who spent more than a quarter century teaching students at several prestigious universities the finer points of finance, economics, and risk management. He helped develop CFA and CFP curricula still employed by several university programs. Richard holds a doctorate in the field of economics and is an expert in the area of free markets and the Austrian view of economics. In addition to his vast experience in the halls of academia, Dr. Robinson possesses a comprehensive background in the art of technical and fundamental investing. His vast expertise of investing techniques has helped guide investors through the maze of investment products from annuities to credit default swaps. He guides readers through the intricacies of value investing, dividend investing, options trading, and first stage investing.  The freedom derived from his previous endeavors has fostered a strong desire to build a legacy in helping others reach their financial goals through careful application of proven wealth building principles.

Analyst Articles

They’re coming for your money… And whether you like it or not, they’re going to get it. Worse, there’s nothing you can do about it. The federal government is going after criminals that use large bills for illicit activities like selling drugs and funding global terrorism. To do this, they’re going to eliminate cash. And much sooner than anyone expects. —Recommended Link— Add $380,000 To Your Family’s Legacy… 401k looking lackluster? Is your pension or social security just not hacking it? Odds are that skyrocketing healthcare costs and living expenses aren’t leaving much left over each month… and won’t… Read More

They’re coming for your money… And whether you like it or not, they’re going to get it. Worse, there’s nothing you can do about it. The federal government is going after criminals that use large bills for illicit activities like selling drugs and funding global terrorism. To do this, they’re going to eliminate cash. And much sooner than anyone expects. —Recommended Link— Add $380,000 To Your Family’s Legacy… 401k looking lackluster? Is your pension or social security just not hacking it? Odds are that skyrocketing healthcare costs and living expenses aren’t leaving much left over each month… and won’t leave you anything to pass on to your children.  Every investor needs a set of stocks so reliable that they can buy them today and hold them for the rest of their life… one that’s returned 45% gains to shareholders the past two years and turned every 100k into a HALF-MILLION dollars in the last decade. Click here to access your 7 “Set & Forget” Legacy Assets NOW. But the big losers in this trend are private citizens. By forcing individuals to go cashless, the government gets unprecedented access to our personal affairs. Electronic purchases create a hard record of… Read More

We need to talk about China… —Recommended Link— Larry Claims He Makes $213,000 A Year Using This System On average, a handful of investors quietly make $1,543 a month with this simple, 3-step system. Some, like Larry from Washington, will bank 6-figures this year. To find out what you’re missing, click here NOW… The world’s second-largest economy (behind the United States) has seen its stock market tumble. Signs of slowing growth, compounded by the ongoing barbs over trade sanctions with the United States, have caused its market to shed roughly 21% year-to-date, as measured by the Deutsche X-trackers Harvest… Read More

We need to talk about China… —Recommended Link— Larry Claims He Makes $213,000 A Year Using This System On average, a handful of investors quietly make $1,543 a month with this simple, 3-step system. Some, like Larry from Washington, will bank 6-figures this year. To find out what you’re missing, click here NOW… The world’s second-largest economy (behind the United States) has seen its stock market tumble. Signs of slowing growth, compounded by the ongoing barbs over trade sanctions with the United States, have caused its market to shed roughly 21% year-to-date, as measured by the Deutsche X-trackers Harvest CSI 300 China A-Shares Exchange ETF (NYSE: ASHR). The concern over China and the threat of a trade war have also caused uncertainty in the stock market here in the United States. We’ve seen shares of tech stocks and commodity stocks swing double-digits in a day. And, of course, my Top Stock Advisor subscribers and I have seen our own Chinese holdings come under pressure along with China’s overall market. So, let’s address some of these problems and what we need to do with our direct exposure to China. #-ad_banner-#First, China’s economy is slowing… but it’s still… Read More

Few topics raise the ire of money managers more than the benefits of active versus passive investing. And while this war continues unabated, passive investing is gaining the upper hand. —Recommended Link— One Of These Blue Chips Is Raising Its Dividend 5x Faster Than The Rest Big blue chips like these almost NEVER raise their dividend more than 5% or 6%. But one of these four shot it up 383%… turning a $1 dividend into $4.83. What’s really crazy is how much higher it has to go. You need to see this. You see, roughly 20% of assets in… Read More

Few topics raise the ire of money managers more than the benefits of active versus passive investing. And while this war continues unabated, passive investing is gaining the upper hand. —Recommended Link— One Of These Blue Chips Is Raising Its Dividend 5x Faster Than The Rest Big blue chips like these almost NEVER raise their dividend more than 5% or 6%. But one of these four shot it up 383%… turning a $1 dividend into $4.83. What’s really crazy is how much higher it has to go. You need to see this. You see, roughly 20% of assets in the U.S. were in passive investments at the start of the financial crisis in 2007. That number grew to more than one-third by 2018. But in the next two years, passive investments will constitute more than half of all retail equity flows. Clearly, the trend is towards passive investing — which begs the question, what is passive investing? Passive Investing Passive investing is a strategy in which a mutual fund or exchange-traded fund (ETF) buys securities that mimic a benchmark. That benchmark might be the market as a whole, such as the S&P 500 Index. But it could just… Read More

There are very few figures in the financial markets that are universally loved and respected. Warren Buffett is one such luminary. His carefully crafted persona of humble wisdom resonates deeply within the American psyche. —Recommended Link— 11.2% Dividends Are Nice… But 446% Capital Gains Are NICER We’re sitting on a collection of the safest, most generous monthly payers available. And while $11,200 in dividend checks is a welcome addition to anyone’s income, investors also love racking up capital gains as high as 446%. Start generating a 10%+ income stream for life today from these consistent companies. His down-home style… Read More

There are very few figures in the financial markets that are universally loved and respected. Warren Buffett is one such luminary. His carefully crafted persona of humble wisdom resonates deeply within the American psyche. —Recommended Link— 11.2% Dividends Are Nice… But 446% Capital Gains Are NICER We’re sitting on a collection of the safest, most generous monthly payers available. And while $11,200 in dividend checks is a welcome addition to anyone’s income, investors also love racking up capital gains as high as 446%. Start generating a 10%+ income stream for life today from these consistent companies. His down-home style and otherworldly investment skills have earned him the respect of everyone from Joe Six Pack to the world’s wealthiest people. In this ultra-greedy age of tabloid sensationalism and ever-changing financial markets, it is incredibly impressive that his reputation and stock picking skills have remained solidly intact. #-ad_banner-#One of the things contributing to his stellar reputation is the fact that he does not believe in personal or family dynasties. His pledge to give away 99% of his wealth and join forces with Bill Gates, another universally loved philanthropist, endeared him to many. His stock picking skills are built upon the teachings… Read More

By and large, 2018 has so far been a successful year for Game-Changing Stocks investors and for our Game-Changing Stocks portfolio. Yes, some of our positions have lagged, but the majority have done quite well. We’ve seen double- and triple-digit returns on many of… Read More

It’s no secret that value and the traditional safety sectors have underperformed lately as the market reaches new highs. Besides investor sentiment to growth, macro headwinds seem to have conspired against a few sectors. —Recommended Link— “I Wish I’d Done This 20 Years Ago” That’s what a veteran investor and successful business owner told us… about a strategy called The Dividend Trifecta. He’s been using it for years, and for all the money he’s made in his life, this is the most consistent income stream he’s ever had. He’s not alone: investors in The Dividend Trifecta are telling us… Read More

It’s no secret that value and the traditional safety sectors have underperformed lately as the market reaches new highs. Besides investor sentiment to growth, macro headwinds seem to have conspired against a few sectors. —Recommended Link— “I Wish I’d Done This 20 Years Ago” That’s what a veteran investor and successful business owner told us… about a strategy called The Dividend Trifecta. He’s been using it for years, and for all the money he’s made in his life, this is the most consistent income stream he’s ever had. He’s not alone: investors in The Dividend Trifecta are telling us they’re making an extra $23,000 per year. Click here to see what they’re doing to make that kind of money. That could be about to change. Many expect earnings out in the first half of the year to be a peak in the cycle, meaning growth stocks could lose their appeal. Economic data also seems to point to a 180-degree turn in the fortune of some stocks hit by high producer prices. #-ad_banner-#This could be the headline when third-quarter earnings start coming out in October and now could be the time to start building a position. Strong Consumers But Weak… Read More

2018 has been an incredible year for stocks. Here are the five top-performing sectors of this year, and the top exchange-traded fund (ETF) in each industry. —Recommended Link— The Only Pot Stock Worth Owning This summer, Canada will completely legalize cannabis for medical and recreational use — sparking an $8 BILLION industry.  Our experts have their sights on a company that’s been granted a virtual monopoly by the Canadian government – a moat that would make Warren Buffett jealous. Get in early on this exceptional triple-digit opportunity before the law goes into effect. Click here to learn more. 1. Read More

2018 has been an incredible year for stocks. Here are the five top-performing sectors of this year, and the top exchange-traded fund (ETF) in each industry. —Recommended Link— The Only Pot Stock Worth Owning This summer, Canada will completely legalize cannabis for medical and recreational use — sparking an $8 BILLION industry.  Our experts have their sights on a company that’s been granted a virtual monopoly by the Canadian government – a moat that would make Warren Buffett jealous. Get in early on this exceptional triple-digit opportunity before the law goes into effect. Click here to learn more. 1. Small Cap Health Care The top ETF of the small-cap health care sector is Invesco S&P SmallCap Health Care ETF (Nasdaq: PSCH), which is up an astounding 43% in 2018. The fund follows the S&P SmallCap 600 Capped HealthCare Index and has 80% of its assets deployed into common stocks of small-cap healthcare companies. The ETFs top three holdings are Ligand Pharmaceuticals, Neogen Corp, and HealthEquity.     #-ad_banner-#I love the small-cap health care sector for several reasons. First, the aging population creates a never-ending pipeline of users of these innovative companies’ end products. Second, small health care companies are… Read More

Remember when all of your work data would fit on a single diskette? Or when you needed only a few floppy disks to back up your entire computer? Those times are long gone. Always the innovator, Steve Jobs left the diskette behind as far back as 1998: The iMac G3 — an innovative, plastic, bright, egg-shaped, all-in-one personal computer that was Steve Jobs’ first-ever consumer product as CEO of Apple (Nasdaq: AAPL) — didn’t contain a floppy disk drive. On non-Apple computers, built-in floppy disk drives all but disappeared on new computers by 2006. —Recommended Link— Can You Live On… Read More

Remember when all of your work data would fit on a single diskette? Or when you needed only a few floppy disks to back up your entire computer? Those times are long gone. Always the innovator, Steve Jobs left the diskette behind as far back as 1998: The iMac G3 — an innovative, plastic, bright, egg-shaped, all-in-one personal computer that was Steve Jobs’ first-ever consumer product as CEO of Apple (Nasdaq: AAPL) — didn’t contain a floppy disk drive. On non-Apple computers, built-in floppy disk drives all but disappeared on new computers by 2006. —Recommended Link— Can You Live On $1,400 A Month? You Might Have To That’s the average monthly benefit that most retirees see when they cash their Social Security check. To put that in perspective, the average living expenses of a retiree can be as much as twice that amount. But one group of investors is adding another $1,916 to that monthly payout. They’re not using a scheme or accounting trick. It’s a simple, powerful trading strategy known as The Dividend Trifecta. Click here to see how they are padding their retirement accounts while Social Security sinks further and further underwater. The death — or near-death… Read More

It was July 1990 and tensions rose between Iraq and Kuwait. Iraq’s president, Saddam Hussein, accused Kuwait of stealing oil and threatened military action. Iraq deployed troops to the Iraqi-Kuwaiti border, and on August 2, 1990, roughly 100,000 Iraqi troops invaded Kuwait. This is what kicked… Read More

Have you ever noticed that some people seem to have a fulfilling and enjoyable retirement while others are stressed and struggling?   The difference between the two often comes down to planning. Like most things in life, those who plan reap the rewards and those who don’t suffer the consequences. —Recommended Link— Better Than Social Security? This alternative retirement system keeps on paying you no matter what happens to the government program. You can collect “Social Security Insurance” even if you’ve never worked a day in your life. And you can start tomorrow. Check it out here. The good… Read More

Have you ever noticed that some people seem to have a fulfilling and enjoyable retirement while others are stressed and struggling?   The difference between the two often comes down to planning. Like most things in life, those who plan reap the rewards and those who don’t suffer the consequences. —Recommended Link— Better Than Social Security? This alternative retirement system keeps on paying you no matter what happens to the government program. You can collect “Social Security Insurance” even if you’ve never worked a day in your life. And you can start tomorrow. Check it out here. The good news is that it is never too early or too late to take steps to help ensure a happy retirement. #-ad_banner-#The following five hacks are simple tricks that can be easily implemented to improve your retirement. Hack #1: Avoid Mutual Funds Many long-term investors approaching retirement age are heavily invested in mutual funds. Now may be a good time to take a closer look at your holdings. Not only can mutual funds have a massive front-end load, but they can also be costly to maintain due to high annual fees. Generally, funds that end with A, B, or C… Read More